Last Updated: [17-06-2026]

Welcome to NowFunded.

These Terms and Conditions govern your access to and use of the website nowfunded.io and all related services provided by NowFunded Inc ("NowFunded", "we", "us", or "our"), a company incorporated in St Lucia (2026-00319).

By creating an account, purchasing a challenge, accessing our platform, or using any of our services, you agree to be bound by these Terms and Conditions. If you do not agree, you must discontinue use of the website and services immediately.

1. Introduction and Acceptance of Terms

These Terms constitute a legally binding agreement between you and NowFunded. By accessing or using our website, platform, evaluations, or related services, you acknowledge that you have read, understood, and accepted these Terms.

2. About NowFunded Services

NowFunded provides simulated trading challenges, trader evaluations, educational tools, and performance assessment services.

All trading conducted through our challenge and evaluation programs takes place within a simulated environment. No client trades are executed in live financial markets and no investment services, brokerage services, portfolio management, or financial advice are provided.

Participation in our programs should not be interpreted as an offer of employment, investment opportunity, or guarantee of future earnings.

3. Eligibility and Account Registration

To use our services, you must:

• Be at least 18 years of age.

• Have the legal capacity to enter into binding agreements.

• Reside in a jurisdiction where our services are lawfully available.

• Register using accurate and complete information.

• Use a payment method that belongs to you.

We reserve the right to refuse service, suspend access, or terminate accounts where eligibility requirements are not satisfied.

4. Challenge Rules and Account Standards

Each challenge, evaluation, or funded account program is subject to specific trading rules published on our website.

By participating in any program, you agree to comply with all applicable rules, including but not limited to:

• Maximum drawdown limits.

• Daily loss limits.

• Prohibited trading practices.

• Any additional rules published by NowFunded.

Failure to comply with these rules may result in account suspension, challenge failure, payout denial, or permanent removal from our services.

5. Verification and Compliance Requirements

To maintain the integrity of our platform, NowFunded may require identity verification, proof of address, or other information reasonably requested for compliance purposes.

Verification may be required before account activation, challenge progression, payouts, or continued participation.

Failure to provide requested information may result in account restrictions, payout delays, or account termination.

6. Fees, Payments and Refunds

All fees paid to NowFunded are payments for access to digital products, services, evaluations, and technology.

Unless otherwise required by applicable law:

• All purchases are final.

• Purchasing a challenge does not guarantee funding, profits, or payouts.

Users are responsible for ensuring payment information is accurate and authorised.

7. Payout Reviews and Profit Eligibility

Meeting challenge objectives or performance targets does not automatically create an entitlement to a payout.

All payout requests are subject to internal review and verification procedures.

NowFunded reserves the right to decline, delay, adjust, or cancel payouts where there is reasonable suspicion of:

• Rule violations.

• Fraudulent conduct.

• Identity discrepancies.

• Abuse of platform systems.

• Unauthorised account activity.

• Breaches of these Terms.

Successful completion of an evaluation should not be interpreted as a guarantee of future compensation.

8. Prohibited Activities

Users must not:

• Use the platform for unlawful purposes.

• Circumvent platform restrictions or security systems.

• Exploit software errors, bugs, or vulnerabilities.

• Use proxies, automation software, bots, or other technologies to gain an unfair advantage.

• Create multiple accounts in violation of platform rules.

• Share, sell, transfer, or lease accounts to third parties.

• Attempt to manipulate challenge outcomes or payout eligibility.

Additionally, owners, employees, contractors, directors, or representatives of competing proprietary trading firms may be prohibited from participating in our programs.

9. User Behaviour and Communications

Users are expected to interact professionally with our staff, contractors, partners, and community members.

The following conduct is prohibited:

• Harassment.

• Threats or intimidation.

• Abusive or discriminatory language.

• Misleading or fraudulent communications.

• Repeated disruptive behaviour.

We reserve the right to restrict or terminate access for conduct deemed harmful to our business, staff, or users.

10. Intellectual Property Rights

All content available through the website and platform, including software, branding, logos, graphics, designs, text, documents, videos, and proprietary systems, is owned by or licensed to NowFunded.

No content may be copied, reproduced, distributed, modified, sold, or otherwise exploited without prior written permission.

11. Chargebacks and Payment Disputes

Users agree to contact NowFunded before initiating payment disputes where possible.

Unjustified chargebacks, payment reversals, or fraudulent disputes may result in:

• Immediate account suspension.

• Permanent account closure.

• Cancellation of challenge participation.

• Forfeiture of platform privileges.

We reserve all legal rights in relation to disputed transactions.

12. Suspension and Account Closure

NowFunded may suspend, restrict, or terminate accounts at its discretion where there is reasonable suspicion of:

• Fraud.

• Rule violations.

• Security concerns.

• Abuse of services.

• Breach of these Terms.

Termination of an account does not affect obligations accrued prior to termination.

13. Complaints and Review Requests

Users may submit complaints, appeals, or account review requests by contacting:

support@nowfunded.io

We aim to review all legitimate requests within a reasonable timeframe. Decisions following internal review shall be considered final.

14. Limitation of Liability

The website and services are provided on an "as available" and "as is" basis.

To the fullest extent permitted by law, NowFunded shall not be liable for:

• Lost profits.

• Loss of business opportunities.

• Data loss.

Nothing in these Terms excludes liability that cannot lawfully be excluded.

15. Indemnification

You agree to indemnify and hold harmless NowFunded, its directors, officers, employees, contractors, affiliates, and representatives against claims, losses, liabilities, costs, expenses, and damages arising from:

• Your use of our services.

• Your breach of these Terms.

• Your violation of applicable laws or regulations.

16. Privacy and Data Processing

Your use of the platform is also governed by our Privacy Policy.

By using our services, you acknowledge that personal information may be collected, stored, processed, and used in accordance with applicable data protection laws and our Privacy Policy.

17. Changes to These Terms

NowFunded may amend these Terms from time to time.

Updated versions will be published on the website and will take effect immediately upon publication unless otherwise stated.

Continued use of the services constitutes acceptance of any revised Terms.

18. Tax Responsibilities

Users remain solely responsible for determining, reporting, and paying any taxes arising from payments, rewards, compensation, or other amounts received in connection with our services.

NowFunded does not provide tax, accounting, or legal advice.

19. Non-Affiliation Statement

NowFunded is an independent business.

Unless expressly stated otherwise, we are not affiliated with, endorsed by, sponsored by, or connected to any broker, proprietary trading firm, financial institution, or third-party organisation.

20. Electronic Communications

By creating an account and using our services, you consent to receiving communications electronically, including notices, disclosures, agreements, operational updates, and service announcements.

Electronic communications satisfy any legal requirement that communications be provided in writing.

21. Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of Saint Lucia.

Nothing in these Terms limits mandatory consumer rights available under applicable law.

Any dispute arising from or relating to these Terms or the use of our services shall be subject to the non-exclusive jurisdiction of the courts of Saint Lucia.

22. Contact Information

Email: support@nowfunded.io

Company: XXXXXX

Registered Office:

XXXXXXX

23. Acknowledgement and Acceptance

By registering an account, purchasing a challenge, accessing the platform, or using any service provided by NowFunded, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions.